Com-Exultant : Finance and Research

  Financial Crisis   Definition : Financial Crisis refers to a situation in which there is an acute decline in the value of assets. Also, the businesses and consumers are not able to pay off their debts and the banks face liquidity shortages. It is related to a  bank run  – a situation in which many investors sell their assets or withdraw money from their accounts, as they feel like the value of their deposits will go down if they continue to keep it in the financial institution. Financial Crisis reflects a situation in which various financial assets including stocks, real estate, fuel etc. lose a considerable amount of their face value. A period of economic boom and large scale credit extension to borrowers precedes this phase.   Financial Crisis is a combination of events like: 1.    Considerable changes in credit volume and asset prices 2.    Drastic disruption in financial inter mediation and supply of external financing 3. ...

  Investment Banker Investment bankers are investment professionals who combine  financial services industry  expertise, analytical prowess, and effective persuasive communication skills to support institutional clients in activities like capital raising and mergers and acquisitions. Investment bankers lend their corporate finance services to clientele ranging from start-ups to established organizations and, in some cases, even governments. Whether they work for an investment bank or the investment banking division of an organization, they are key players in the financial growth and development of a business, organization, or other corporate entity. Investment banker is a broad term that includes roles ranging from an entry-level investment banker to a high-level position like executive vice president. What Does an Investment Banker Do? This career is often coveted because a successful investment banker can enjoy a high salary, abundant networking opportunities, and...

  Artificial Intelligence in Accounting & Business In the business world, Artificial Intelligence makes business to perform elegantly. Most of the business firms adopt AI to reduce operational cost, develop efficiency, higher revenue and improve customer experience. Implementing Artificial Intelligence in organization increases the efficiency and reduces human errors, it leads to better outputs. AI is used already for practical decision making. The application of Artificial Intelligence business gain ability to: ü   Avoid human error and build a smart system. ü   Identifies customer preferences and creates good relationship with them. ü   Save time and money by automating routine process and task. ü   Increases profit by identifying and maximizing sales opportunities.   AI in Business: ·         New Opportunities AI can provide faster, more accurate analysis of data, allowing businesses to make more i...

  NEW GST Rules GST Rules changing from 01.08.2023, Lakhs of Companies in India to be impacted: Starting on August 1, companies with a B2B transactional value of over Rs.5 crore will be required to produce an electronic or e-invoice. For all B2B transactions, companies must currently generate an electronic invoice if their annual revenue is Rs.10 crore or more.    New Delhi: New GST threshold for businesses turnover of over 5 crore will kick in from 01.08.2023. As per a Ministry of Finance has a circular with regard to the Goods and Services Tax (GST) system, Businesses with turnover of over 5 crore will be required to generate e-invoice from August 1.   Starting on August 1, companies with a B2B transactional value of over Rs 5 crore will be required to produce an electronic or e-invoice. For all B2B transactions, companies must currently generate an electronic invoice if their annual revenue is Rs. 10 crore or more.  E-invoicing was initially (2020) implemente...